Insurance built to last a generation
We design long-term solutions that strengthen the financial resilience of Nepali households and support inclusive growth.
Authorised & regulated by
Reinsurance partners
Insurance that reaches the households conventional cover never did
Star Micro Insurance was licensed by the Nepal Insurance Authority in Bhadra 2080 with a single purpose: to bring simple, affordable, dependable non-life cover to low-income households, farmers and small enterprises in every province of Nepal.
Comprehensive protection, priced for real life
Five product families built around the risks Nepali households and micro-enterprises actually face.
- 01
Motor Insurance
Protect what moves you
Comprehensive and third-party cover for private and commercial vehicles against accident, theft, fire and natural disaster.
Learn more - 02
Property Micro Insurance
Protect the roof over your work and your family
Cover for homes, shops and small enterprises against fire, flood, earthquake, landslide and burglary.
Learn more - 03
Burglary Insurance
Secure the assets you have built
Compensation for loss or damage of property and stock following burglary or housebreaking.
Learn more - 04
Personal Accident Insurance
Care for you and your family
Financial protection against accidental death, permanent disability and loss of income following an accident.
Learn more - 05
Marine Cargo Insurance
Goods that arrive as they left
Protection for cargo moving by sea, air or road against loss or damage in transit.
Learn more
A trusted partner for your insurance needs
- 01
Trusted and licensed
A government-authorised micro insurer offering reliable non-life cover designed for low-income individuals, small businesses and communities across Nepal.
- 02
Quick claims
A digital claim process that keeps settlement fast and communication clear, so support arrives without unnecessary delay.
- 03
Customer-centric
Every policy and service is designed around real customer needs — accessible, affordable and written in language people can follow.
- 04
Growing network
A widening network of branches, extension counters, agents and partners makes micro insurance reachable in rural and urban Nepal alike.
By the numbers
- 32Cr. +Total business written
- 1,44,000Policies issued
- 4Cr. +Claims paid
- 45Licensed agents
- 40+Service points
Empowering every household with financial security
“Our mission is to ensure that every client feels secure knowing that Star Micro Insurance stands as a steadfast guardian of their well-being.”
Mr. Bishwo Ram Timila
Chief Executive Officer
We are here to answer any question
Send us a message and our team will respond within one working day.
Address
Janakpurdham, Madhesh Province, Nepal
What our customers say
“Star Micro Insurance made the claim process straightforward after my accident. Transparent, quick and genuinely supportive throughout.”
“When monsoon damaged our home the team handled everything professionally. The property cover gave us real peace of mind.”
“Affordable, reliable and genuinely customer-focused. They have been serving our community from the start.”
“Their burglary cover carried us through a break-in. The team was compassionate and settled the claim within days.”
“Accident cover has given my family security at a premium we can actually afford. Excellent service.”