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Published in regulatory compliance with Insurance Act 2079, Section 5 and the Transparency Dashboard Framework, 2083.

Transparency Dashboard

This dashboard publishes the company's performance, business and financial position in a timely, publicly accessible manner. Data is presented as per the Transparency Dashboard Framework, 2083.

Last updated: —Source: Internal MIS

Active policies · FY 2083/84

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Gross premium

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Claim settlement ratio

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Solvency ratio (RBC)

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01

Claim Related Information

Update frequency: Monthly

Data is not available for this selection.

Try the full-year or all-provinces view — some indicators are published at annual or national level only.

02

Policy & Premium Information

Update frequency: Monthly

Data is not available for this selection.

Try the full-year or all-provinces view — some indicators are published at annual or national level only.

03

Grievance Redressal

Update frequency: Monthly

Data is not available for this selection.

Try the full-year or all-provinces view — some indicators are published at annual or national level only.

04

Product Information

As updated

Property Micro Insurance

Property

SM-PR-101

Protects homes and small shops against fire, lightning, earthquake and storm damage with quick micro-claim settlement.

Key benefits
  • Home / shop structure damage protection
  • Contents and stock cover up to sum insured
  • Fast-track settlement for micro claims
Major exclusions
  • Flood (available as separate add-on)
  • Wilful damage or gross negligence
Waiting period: NoneRs. 300–8,000/year

Motor Protection Plan

Motor

SM-MT-204

Covers two-wheelers and light vehicles against accident, theft and third-party damage.

Key benefits
  • Accident, theft and damage cover
  • Third-party liability protection
  • Cashless repair at partner workshops
Major exclusions
  • Mechanical or electrical breakdown
  • Driving without a valid licence
Waiting period: NoneRs. 500–12,000/year

Burglary Insurance

Burglary

SM-BG-310

Compensates shops, godowns and stalls for losses from burglary and housebreaking.

Key benefits
  • Stock / shop burglary compensation
  • Damage to premises during break-in
Major exclusions
  • Civil war, riot and strike losses
  • Unexplained inventory shortage
Waiting period: 15 daysRs. 200–6,000/year

Accident Insurance

Accident

SM-AC-405

Personal accident cover with medical, disability and accidental death benefits for the whole family.

Key benefits
  • Medical expense reimbursement
  • Permanent / temporary disability benefit
  • Accidental death benefit to family
Major exclusions
  • Pre-existing medical conditions
  • Self-inflicted injury
Waiting period: NoneRs. 150–4,500/year

Marine Cargo Insurance

Marine Cargo

SM-MC-502

Protects goods in transit by road, rail or air within and outside Nepal.

Key benefits
  • Transit loss or damage cover
  • Loading / unloading accident cover
Major exclusions
  • Improper or insufficient packaging
  • Inherent vice of the goods
Waiting period: NoneRs. 400–9,000/year

Withdrawn / discontinued products

CodeProductDiscontinuedReason
SM-PR-088Property Savings Lite (Old)2081 Poush (२०८१ पुष)Product restructuring
05

Branch & Network Information

As updated
Branch offices
50
Licensed agents
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Branch directory

Location and contact details of every branch office

View all →
ProvinceBranch offices
Koshi9
Madhesh11
Bagmati8
Gandaki3
Lumbini14
Karnali1
Sudurpashchim4

Branches by province

06

Financial Strength & Solvency

Update frequency: Quarterly / Annually

Data is not available for this selection.

Try the full-year or all-provinces view — some indicators are published at annual or national level only.